Things to consider:

• Total Loss Replacement Coverage. This optional coverage replaces your RV if it is damaged beyond repair. It's valuable protection against depreciation.
  
• Full timers coverage. Similar to homeowner's insurance, this coverage provides personal liability coverage if your RV is your permanent residence.
  
• Personal Effects Coverage. Some RV policies don't cover your personal possessions. Our programs provide coverage for personal items that are lost or destroyed. Plus, motor home owners can opt for the increased protection of replacement cost coverage, which replaces items lost with new items of similar kind and quality, without regard to depreciation.
  
• Vacation Liability. Provides premises liability coverage while parked at a campsite.
  
• Tow Dolly Coverage. Coverage for your tow dolly, at no additional charge, when you purchase full coverage for your RV.
  
• Accessory Coverage. Insure accessories such as awnings and cabanas against damage or loss, at no additional charge.
  
• Mexico Coverage. A way to continue your coverage, even when traveling abroad.

Your Boat is your Dream

Your boat is probably one of your most treasured and valuable possessions.

Unfortunately, a boat can also be vulnerable - to accidents, storms, and theft. In addition to giving you peace of mind, boat insurance coverage provides protection for you, your passengers and your boat. Here are some qualities to consider when shopping for boat insurance: 

• Stability - research the financial stability of your potential boat insurance provider. A.M. Best and Standard & Poors offer financial ratings for boat insurance companies
  
• Customer Service - When a claim occurs you'll want to be treated fairly and quickly. Choose a marine insurance provider with a large network of boat insurance agencies, offices, claim centers, emergency services and helpful employees to serve you in your time of need.
  
• Reputation - Get your boat insurance from a quality boat insurance provider. Choose a company with high standards and a strong reputation.
  
• Coverage options - Your boat insurance needs are unique to you, make sure the boat insurance provider has a wide selection of options.
  
• Price - Although price is important you will need to understand your marine insurance policy and services behind it. Find a balance between peace of mind, financial security and price. Make sure you understand your policy, the lowest price is not always the best protection. 
  

Your boat is designed to give you years of enjoyment; ensure your fun by choosing the right protection.